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United in Purpose, Stronger in Service | उद्देश्य में एकजुट, सेवा में मज़बूत |
مقصد میں متحد، خدمت میں مضبوط
WELCOME TO JAMMU AND KASHMIR GRAMEEN BANK
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From Chairman’s Desk…
Dear Valued Customers
It is with immense pride and a deep sense of responsibility that I address you as the Chairman of Jammu and Kashmir Grameen Bank—a unified institution formed through the amalgamation of J&K Grameen Bank and Ellaquai Dehati Bank.
This is more than a structural reform — it is the coming together of hearts, hands, and hopes. It is a unification of not just of two banks, but of every customer we proudly serve. It's a celebration of our collective dreams and the blending of decades of service and commitment. As one, we are stepping into a future that's brighter and brimming with new possibilities!
“We now move forward together — wider in reach, better in service, and more committed than ever”
The combined strength of the two banks will enable us to serve you with a wider branch network, a more diverse product offering, and a unified digital infrastructure — all designed to offer a more seamless and inclusive banking experience.
To our esteemed customers, rest assured — your deposits, your trust, and your relationship with us continue uninterrupted and stronger than ever. And to every villager, farmer, entrepreneur, and youth — this is your bank, now more empowered than ever.
As we step into a new future, I seek your continued faith and encouragement to make this new chapter even more remarkable.
Additionally, I also take this opportunity to thank the Government of India, Government of UT of J&K, our Sponsor Bank -The Jammu and Kashmir Bank Ltd, Reserve Bank of India, National Bank for Agriculture and Rural Development, and the esteemed Board of Directors for their timely guidance and continuous support as key stakeholders in the growth of the bank. Your confidence in Jammu and Kashmir Grameen Bank is invaluable, and as we step into the future, I am confident that this unified bank will not only meet your expectations but exceed them.
“A stronger tomorrow begins today — united in purpose, unmatched in service, and unwavering in our commitment to serve you.”
Sanjay Gupta
Chairman
Jammu and Kashmir Grameen Bank